Developers

API Reference

SPECIFICATION — PRE-LAUNCH. Planned endpoints, subject to change before release.

Method	Endpoint	Purpose
POST	`/v1/customers`	Customer onboarding & KYC submission
GET	`/v1/customers/{id}/verification`	Check identity verification status
GET	`/v1/certificates/{reference}/verify`	Verify a digital certificate or instrument
GET	`/v1/wallets/{id}/balance`	Retrieve wallet balance (with customer consent)
POST	`/v1/credit/eligibility`	Check credit eligibility for a customer
POST	`/v1/instruments/echeque`	Issue an Immediate e-Cheque
POST	`/v1/instruments/echeque/post-dated`	Issue a Post-Dated e-Cheque
POST	`/v1/instruments/guarantee`	Issue a Digital Guarantee
POST	`/v1/property/participations`	Create a property participation record
POST	`/v1/notes/subscriptions`	Submit an Obotan Notes subscription
POST	`/v1/merchants`	Merchant onboarding
POST	`/v1/settlements/vendor`	Vendor/merchant settlement
GET	`/v1/reports/transactions`	Transaction reporting for reconciliation

Example Response Shape (specification only)

{
  "id": "cert_OBN-OSN-2026-000482",
  "status": "verified",
  "type": "obotan_notes_certificate",
  "issued_at": "2026-01-15T10:00:00Z",
  "verification_hash": "sha256:xxxxxxxx"
}

Error Codes

Code	Meaning
400	Invalid request
401	Invalid or missing API key
403	Not authorised for this resource
404	Resource not found
429	Rate limit exceeded

SEC LICENSEDLicensed Crowdfunding Intermediary

VERIFIED PARTICIPANTSIdentity, asset and transaction controls

GOVERNED CREDIT INSTRUMENTSDocumented and auditable workflows

PARTNER-LED SETTLEMENTThrough regulated banking and payment partners