Legal Centre
Risk Disclosure
1. General Risk
Use of the Obotan Platform carries risk. Obotan does not guarantee loan approval, investment returns, successful funding of an offer, property appreciation, merchant fulfilment, or uninterrupted platform availability. Past performance of any product or Note is not indicative of future results.
2. Investment Risk (Obotan Notes)
Each Obotan Secured Note is a separate investment opportunity carrying risk, including possible loss of principal and limited liquidity. Investors should review the Investment Summary, Risk Disclosure and Note Certificate for the specific opportunity before subscribing, and should consider independent financial advice.
3. Property Risk (Obotan Property)
Property values may rise or fall. Participation is not the same as immediate registered title ownership. Customers must rely on the opportunity-specific legal documents.
4. Credit Risk (Obotan Credit)
Borrowing creates enforceable repayment obligations. Approval is not automatic and is subject to verification, affordability, security and lender appetite.
5. Third-Party Risk
Certain services are provided by regulated Partner Institutions. Obotan is not responsible for the independent acts of these partners beyond what is set out in the Terms & Conditions.
6. No Substitute for Professional Advice
Users should seek independent financial, legal or tax advice before making decisions based on information available on the Platform.