Tema Port Clearance Secured Note

Note Overview

The Tema Port Clearance Secured Note (OSN-PCF-0426-001) is a regulated investment instrument issued under ACT 1052 with enforceable security provisions. This note is backed by port clearance receivables and cargo bills of lading with a total collateral value of GHS 4,950,000 — providing 33× coverage of the note size. Funds are held in a Zenith Bank Ghana escrow account with independent trustee oversight. The note offers a 15.0% monthly return over a 90-day tenor with bullet repayment at maturity on 30 Jun 2026.

Tema Port Finance Ltd is the originator, specializing in port clearance financing for importers in the Tema and Takoradi port corridors. All subscription funds are secured by enterprise insurance, post-dated enforceable e-cheques, and held under the custody of a licensed trustee.